Service Agreement

Effective Date: January 2026

1. Agreement Acceptance

By utilizing our insurance services, you acknowledge and agree to comply with all terms outlined in this service agreement.

2. Coverage Details

Insurance policies are governed by:

  • Specific terms and conditions for each insurance product
  • Premium payment obligations
  • Coverage boundaries and exclusions detailed in policy documents
  • Underwriting approval and comprehensive risk evaluation

3. Payment Requirements

Premium payments must be submitted:

  • By the specified due date in your policy agreement
  • Using authorized payment methods only
  • Late payments may result in policy termination

4. Claim Procedures

When filing a claim, you must:

  • Report incidents within policy-specified timeframes
  • Supply all necessary documentation and evidence
  • Participate fully in our investigation procedures
  • Provide complete and accurate information

5. Policy Termination

Policy cancellation by either party requires:

  • Formal written notification per policy terms
  • Payment of applicable termination fees
  • Refund calculations according to policy provisions

6. Liability Limitations

Our responsibility is restricted to the terms and coverage amounts outlined in your insurance policy. We are not responsible for indirect, incidental, or consequential damages.

7. Legal Framework

This agreement is governed by applicable insurance regulations and statutory requirements.

8. Agreement Modifications

We retain the right to update these terms as needed. Modifications become effective upon website publication.